The right coverage, explained by a real person.
Life insurance, Medicare, health, and supplemental plans from national carriers. We compare, you choose. Our help costs you nothing.
- Independent agency
- No cost for our help
- No exam on most life plans
- Licensed in multiple states
A licensed agent calls you back.
- No fee, no obligation
- 16 carriers compared on one call
- Exact monthly cost for each option
- Your information is never sold
Monday to Friday, 8am to 6pm Pacific
Appointed with national carriers
- 16National carriers
- 4Lines of coverage
- $0Cost for our help
- 1 callTo compare options
Four kinds of coverage, one agency.
Life Insurance
Coverage that pays for a funeral, clears a bill, or leaves something behind.
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Medicare
Medicare Advantage, Supplement, and Part D, explained in plain English.
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Health Insurance
Individual and family plans, dental, and vision.
Learn more
Supplemental Coverage
Cash benefits when a diagnosis, accident, or hospital stay hits.
Learn moreApproved over the phone. Payments that never go up.
Final expense and whole life plans for people who want this handled today. A few health questions, three coverage options with the exact monthly cost, and an answer from underwriting in minutes.
- Coverage from $5,000 to $25,000 and up
- Ages 50 to 85 for final expense, most health conditions accepted
- Premiums locked for life, coverage that never expires
- Guaranteed issue options with no health questions
One call is usually enough.
- 01
Tell us what you need
Two minutes on the form, or a call. Name, state, and the coverage you are after.
- 02
A licensed agent compares carriers
Your options across the carriers we represent, matched to your health and budget.
- 03
You hear real numbers
Coverage amounts with the exact monthly payment for each. You choose.
- 04
Apply on the same call
Most life applications are approved in minutes. Your agent stays your agent.
Independent means we work for you.
Many carriers, one call
A health condition one carrier rates up, another may not. We shop it for you.
No cost to you
Carriers pay us when a policy is issued. Your premium is the same as buying direct.
Your agent stays your agent
Beneficiary changes, payment updates, a claim. You call the person who wrote the policy.
Guides written to be understood.
Life InsuranceHow much life insurance do you actually need?
A ten-minute method that replaces the guesswork: debts, income, mortgage, education, and what you already have.
MedicareTurning 65: the Medicare checklist
What to do, and when, in the months around your 65th birthday so coverage starts on time and you avoid a permanent penalty.
Life InsuranceWhat a funeral costs, and how families pay for it
Real ranges for burial, cremation, and services, plus the five ways families cover them.
National carriers, compared side by side.
Appointments vary by state and product.
What does your help cost?
Nothing. Carriers pay us a commission when a policy is issued. Your premium is the same whether you buy through us or directly from the carrier.
Are you an insurance company?
No. We are an independent agency. We represent multiple carriers and compare them for you. The policy is issued by the carrier.
What happens after I submit the form?
A licensed agent calls you, usually the same business day. One call is enough to compare options and, if you want, apply.
Will I be pressured?
No. You hear your options and the exact monthly cost of each. If none fit, we say so.
What states do you serve?
We are licensed in multiple states. Tell us your state on the form and we will confirm before the call.
Ready to compare your options?
A licensed agent calls you back, Mon to Fri, 8am to 6pm PT.